🖨 Print⏱ 4 min readThe longer people live, the greater the chance they will need assistance in old age. And today, people are living longer than ever. As if providing for one’s own retirement isn’t hard enough, now we must factor in the cost of providing long-term care. Health insurance – including Medicare – is … Continue reading “Funding Options For Long Term Care Expenses”
🖨 Print⏱ 3 min readA large number of Americans intend to keep working past retirement age. For many, their reasons are financial. Some have a high level of debt while others are afraid if they retire too soon, they will run out of money. Working longer offers several financial benefits; workers are able to: Accrue … Continue reading “The Perks of Working Past Traditional Retirement Age”
🖨 Print⏱ 4 min readThe new Tax Cuts and Jobs Act, which went into effect on Jan. 1, has sent an unambiguous message that the current GOP-dominated Congress and Presidential Administration are decidedly pro-business. Fortunately, they included provisions in the new legislation that enhance tax advantages for many self-employed sole proprietors. The following offers an … Continue reading “Self-Employment Deductions Under the New Tax Law”
🖨 Print⏱ 4 min readIt is common knowledge that as we grow old, our bodies tend to not work as well. Some folks begin having physical challenges, some have cognitive issues and some have both. But what we don’t know is which, if any, of those challenges we will face. Worse yet, those who fall … Continue reading “Common Money Mistakes As We Age”
🖨 Print⏱ 3 min readIn March of this year, the Trump Administration made good on campaign promises by announcing a new global trade policy that it believes will better serve Americans. Specifically, it features: 25 percent tariff on imported steel 10 percent tariff on imported aluminum 25 percent tariff on approximately 1,300 Chinese exports worth … Continue reading “Impact of International Trade Tariffs”
🖨 Print⏱ 4 min readThe low interest rate environment of recent years has presented challenges to retirees who rely on bonds to supplement retirement income. Low rates and sustained equity outperformance have made stocks more attractive. However, while the stock market has returned impressive gains over the past eight years, retirees historically have been reluctant … Continue reading “Dividend Stocks Can Be Reliable Source of Income for Retirees”
🖨 Print⏱ 3 min readThere are several factors expected to help fuel the economy through 2018. The first is government intervention through fiscal policy. Congress passed the Tax Cuts and Jobs Act (TCJA) at the end of 2017. This legislation offers a plethora of tax breaks for corporate and individual filers alike. With it, Congress … Continue reading “This Year’s Fuel for Economic Growth”
🖨 Print⏱ 4 min readBy 2035, millions of baby boomers might well be living a meager existence. That’s because today, close to half of the households in the United States have absolutely nothing saved for retirement. Over the past 25 years, pensions have rapidly died out and their replacement – defined contribution plans – have … Continue reading “Retirement: Living on Less”
🖨 Print⏱ 4 min readThe S&P 500 has enjoyed an eight-year bull market with an average annual return of 19.4 percent. Starting in 2019, U.S. companies will benefit from a massive cut in the corporate tax rate from 35 percent to 21 percent. This provides them with the opportunity to make significant investments in expansion, … Continue reading “Marketing Timing Pros and Cons”
🖨 Print⏱ 4 min readThis is the third in a series of articles discussing various types of high-concept investment styles. This month we tackle socially responsible investing. Socially Responsible Investing (SRI) is just what it sounds like – putting your money where your mouth is. If you are concerned about environmental issues, healthcare, debilitating diseases, … Continue reading “High Concept Strategies: Socially Responsible Investing”