🖨 Print⏱ 3 min readYou love summer, don’t you? School’s out, and BBQs are on. But what you probably don’t love are those higher air conditioning bills. Here are some tried-and-true ways to help lower the cost of keeping cool. Change Air Filters Make sure you switch out your filters before those sizzling summer temps … Continue reading “Tips to Save on A/C This Summer”
🖨 Print⏱ 4 min readIf you think saving money is a waste of time, think again. It all comes down to having the right mindset and strategy – even if you don’t have a penny to spare. Here are some ground rules that have proven effective for many. All you have to do is be … Continue reading “How to Save When You’re Broke”
🖨 Print⏱ 4 min readYou may or may not have heard of the 50/30/20 budgeting rule, but it’s a good one – one that will help make organizing your finances a lot simpler. The basic idea is to divide up your after-tax income and allocate it to spend this way: 50 percent on your needs, … Continue reading “The 50/30/20 Budgeting Rule Explained”
🖨 Print⏱ 4 min readTaking over your aging parents’ finances is not easy. But it’s something that can be handled in an organized, compassionate way. Here’s a roadmap that shows how to embrace it and do the right things for everyone involved. Start the conversation early. Right now, your parents might not need any help. … Continue reading “How to Manage Your Aging Parents’ Finances”
🖨 Print⏱ 4 min readAccording to statistics from the Society for Human Resource Management (SHRM), employer-budgeted healthcare costs increased to an average of $12,792 per employee in 2021. Employees can help keep employer healthcare costs – and their premiums – down by planning ahead and negotiating fees for service. Call Before Your Treatment When you’re … Continue reading “8 Ways to Negotiate Medical Bills”
🖨 Print⏱ 5 min readBelieve it or not, the New Year is here. If you’re trying to wrap your head around everything that’s ahead, one of the best things you can do is prepare yourself financially. Here are a few tasks you can get started on right away. Look Back at 2021 Depending on how … Continue reading “How to Get Your 2022 Finances in Order”
🖨 Print⏱ 3 min readThe holidays are a season of giving. While much of this involves financial expenditures, you can also give in ways that are more affordable and may hold more meaning. Here are some suggestions about how you can engage in acts of generosity and return to what the season is all about. … Continue reading “5 Affordable Ways to Share the Holiday Spirit”
🖨 Print⏱ 4 min readIf the thought of paying off your student loan causes a bit of anxiety, worry no more. Here are some ways to pay it off faster. Check them out. Sign Up for Auto-Pay This might seem like the most obvious thing to do, and yet, some alums don’t take full advantage … Continue reading “10 Ways to Pay Off Student Debt Faster”
🖨 Print⏱ 4 min readSo you want to save for a down payment for your dream house, but you aren’t sure how to get there. It might even feel overwhelming. But take heart, here are some tried and true methods that you can start today that will help you save sooner than you think. Save … Continue reading “7 Ways to Save for a Home Down Payment”
🖨 Print⏱ 4 min readIf you’re 40 or 50 and aren’t where you’d like to be in terms of saving for retirement, don’t despair. You can remedy this situation. And since people are living well into their 80s and 90s, it’s never too late to start. Here are a few things you can do. Max … Continue reading “How to Catch Up on Your Retirement”